Fractional CFO Services

Financial leadership for founders who've outgrown the spreadsheet.

ImpactCFO gives startups and scaling SMEs senior CFO expertise — financial modeling, fundraising support, cash flow management, and board-ready reporting

30 minutes · Straight talk about your business and numbers
90-day cash viewIllustrative — sample model
Opening cash₹12,28,80,000
Net burn (monthly)−₹96,50,000
Runway at current burn12.8 months
Runway after plan18.4 months
Extended runway+5.6 months
Illustrative example — not actual client data.
Built by CFOs who've transformed Companies, run audits, and reported to boards — brought in-house, part-time.
Built for founders raising / scaling
Pre-Seed → Series BManufacturing & TechD2C & RetailServices & AgenciesMarketplaces
The Gap

When your business outgrows basic accounting

Bookkeeping tells you what happened and often, even that is not properly done in growing companies. Growing companies also need financial leadership that tells them what to do next

01

Cashflow efficiency

Plug cashflow leaks; in the business model itself and across all aspects of the operations

02

Financial Visibility

Upgrade to book-keeping that helps you take correct decisions and in time

03

Profitability optimisation

Surface margin leaks and unlock efficiencies across the business before they quietly erode your runway.

04

Strategic growth planning

Capital allocation roadmaps tied directly to your growth milestones — not generic advice, your actual plan.

What You Get

What strategic financial leadership delivers

Financial clarity

Understand your numbers and performance without translating spreadsheets yourself.

Stronger cash flow

Tighter forecasting and working capital discipline that protects your runway.

Investor readiness

Financial models and data rooms built to the standard investors expect.

Confident decisions

Leadership teams that make faster, better-informed calls on hiring, pricing, and spend.

Fractional CFO Services

Five ways we plug into your business

Each engagement is scoped to what you actually need — from a single fundraise to ongoing monthly CFO support.

01 / Strategy

Financial Strategy

Long-range planning that connects today's decisions to your growth vision — with clear priorities, milestones, and accountability built in.

→ CFO strategic planning for startups & SMEs
02 / Modeling

Financial Modeling

Dynamic, scenario-driven models built to institutional standards, so you can stress-test assumptions and walk into any room with confidence.

→ Startup financial modeling & scenario planning
03 / Cash

Cash Flow Management

Rolling forecasts and working capital discipline so you always know your position, never run short, and can plan ahead with certainty.

→ Cash runway & working capital management
04 / Fundraising

Fundraising Support

From seed to growth rounds — the financial story, data room, and investor-grade models that help you close faster and on better terms.

→ Fundraising support for Debt to Equity Capital
05 / Reporting

Board Reporting

Clear, concise packages that surface the right information every time, saving hours and making every board meeting productive.

→ Board-ready financial reporting
Process

How a fractional CFO engagement works

A typical path from first call to ongoing support — scope adjusts to what your business actually needs.

1

Strategy call

A free, no-obligation review of your current financial setup and where support would make the biggest impact.

2

Scoped proposal

A clear plan — what's included, expected hours, and a fixed monthly or project rate.

3

Onboarding & audit

We get under the hood of your current numbers, team strengths, tools, and reporting before making any recommendations.

4

Ongoing partnership

Monthly reporting, forecasting, and strategic input — scaling up around fundraises or major milestones.

Common Questions

Fractional CFO services, explained

Straight answers to what founders usually ask before their first call.

A fractional CFO is a senior finance executive who works with a company part-time or on a defined scope, providing the same strategic guidance — forecasting, fundraising support, board reporting, and financial strategy — as a full-time CFO.

Bookkeepers and accountants record and reconcile what already happened. A fractional CFO uses that data to guide what happens next — forecasting cash runway, modeling growth scenarios, preparing for fundraises, and advising leadership on strategic decisions.

Fractional CFO engagements are typically priced by scope or monthly retainer rather than a full-time salary, which gives startups and SMEs access to senior financial leadership without the cost of a full-time hire. Exact pricing depends on complexity and depth of support — book a strategy call for a scoped quote.

Most startups benefit from fractional CFO support once financial decisions start affecting fundraising, hiring, or runway — commonly around seed to Series A, or whenever leadership can no longer confidently answer questions about cash position, unit economics, or investor readiness.

Yes — fundraising support is a core service: building the financial model, preparing the data room, shaping the financial narrative, and helping founders answer investor diligence questions with confidence.

It varies by engagement — some companies need a few hours a week for reporting and forecasting, others need several days a month around a fundraise or major planning cycle. Scope is typically set based on what the business needs.

Sudhir Singal
About the founder

Experienced financial leadership

Sudhir Singal is a finance leader with 21 years of experience spanning Banks, NBFCs, Fintechs, and SMEs — working across Treasury, fund-raising, and running the finance function end-to-end. He's an alumnus of XLRI Jamshedpur.

What drives him is the challenge to transform Finance from a cost centre into the driver of a company's business — and the people, process and systems challenges that come with it.

Track record

  • Cash flow turnaround: took a cash-bleeding startup to profitability, doubling its runway from 24 months to becoming cash-profitable within 1 year — by restructuring the cost base and driving a frugal culture.
  • Working capital: redesigned an SME's revenue model to make it cashflow-sustainable, cutting debtor days from 60 to under 40 over 6 months.
  • Debt fundraising: raised ₹1,000 crores in debt funding from banks and NBFCs for listed and unlisted companies.
  • Team building: built finance teams from the ground up — hired and structured finance functions across 3 companies, from zero to fully operational.

Today

Sudhir works with early-stage companies and SMEs as a fractional CFO — bringing the same rigor a full-time CFO would, at a cost and time commitment built for where these companies actually are.

If cashflow issues, margin pressure, a bloated cost base, or weak controls are holding your company back — let's talk about what your finance function needs next.

XLRI Jamshedpur
21+ years finance experience
Fractional CFO
Strategy Call

Book Your Free Strategy Call

30 minutes · No obligation · We'll review your financial setup and identify where support can make the most impact.

We'll be in touch within 24 hours to confirm your call time.